Guide to Payday Loans

What is payday loans

A payday loan is pretty self explanatory. Two things you have to keep in mind about payday loans is that they are small loans usually less than $500.00 sometimes up to $1500.00, it all depends on what state you live in. Also a payday loan is a short-term loan. Just about anyone can get a payday loan, which is suppose to help the borrower in hard times between paydays.

With a payday loan you do not have to get a credit check first, which is why they are becoming so popular so fast. You may have also heard of a cash advance, well it is pretty much the same thing as a payday loan. One thing many people overlook or just do not realize or do not want to realize is that a cash advance in some cases means there is a prearranged line of credit like a credit card before you can receive any money.

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